Resources
Plain-language guides on small-business financing, written to be useful whether or not you ever use our matching service. No jargon, no gated PDFs, no sales pitch dressed up as advice.
The MCA stacking cycle, explained
How merchant cash advances actually work, why a fixed daily pull squeezes businesses with uneven revenue, and how one advance becomes three.
Bank statements: what lenders actually look at
The offer gets built from three to four months of statements, not your credit score. The five things underwriters read, and how to be ready.
How we vet funding partners
One file, one partner, never a lead list. What we require from a funding partner before your application ever reaches them.
About Guilder Funding
Who we are, what we do and do not do, how we make money, and answers to the questions owners actually ask before applying.