About Guilder Funding
Guilder Funding LLC is an independent business-financing matching service for US small businesses, based in Charlotte, North Carolina.
What we do
A business owner completes our intake form, which takes about a minute and involves no hard credit pull. Based on those answers we send the application to a single funding partner whose products fit that profile. That partner's funding specialist calls the owner directly, walks through what they qualify for, and the owner decides whether the terms work. There is no cost to the owner at any point.
Typical financing we match runs between $10,000 and $250,000: term loans, lines of credit, equipment financing, and working capital. Owners whose credit falls below our primary partner's threshold are routed instead to a credit-repair partner who works on getting them funding-ready.
Who we work with
Small businesses across the United States and across industries: restaurants and food service, construction and the trades, retail and wholesale, healthcare practices, professional services. Most businesses we match have been operating at least six months and do at least $10,000 a month in revenue. Credit does not need to be perfect.
What our clients tend to have in common is not an industry, it is a cash-flow shape: revenue that arrives unevenly while payroll, rent, and suppliers arrive on schedule. That gap is what most small-business financing is actually for, and it is what we match against.
What we are not
We are not a lender. We do not underwrite applications, approve credit, set rates, or fund deals. We are also not a lead marketplace: your application is sent to one partner, not auctioned to a network or resold to other brokers. If you have ever completed a financing form and then fielded calls from a dozen unknown numbers, that is the model we built this company to avoid.
How we make money
The funding partner pays us a referral fee when they accept an application we send them. That fee does not change the rate or terms offered to you, and you never pay us anything. Our current partners are named in our Privacy Policy as state privacy law requires, and you can opt out of that transfer at any time through our Do Not Sell or Share page. Our standards for partners are written out in how we vet funding partners.
Contact
Guilder Funding LLC, Charlotte, North Carolina. hello@guilderfunding.com
Common questions
Is Guilder Funding a lender?
No. Guilder Funding is a matching service. We do not lend money, underwrite applications, or make credit decisions. We connect business owners with one funding partner, and that partner's specialist handles the offer and the funding.
Is Guilder Funding legitimate?
Guilder Funding LLC is a business-financing matching service based in Charlotte, North Carolina. We disclose our current funding partners in our Privacy Policy as state law requires, we send each application to one partner rather than a lead network, and you can opt out of that transfer at any time through our Do Not Sell or Share page.
Does Guilder Funding sell my information to multiple lenders?
No. Each application goes to a single funding partner selected for your profile. We do not post applications to a marketplace, auction them, or resell them to other brokers. Under California law the transfer to that one partner counts as a sale of personal information because the partner pays us a referral fee, which is why we publish an opt-out page.
How does Guilder Funding make money?
The funding partner pays us a referral fee when they accept an application we send them. That fee does not change the rate or terms you are offered, and you never pay Guilder Funding anything.
Where is Guilder Funding based?
Charlotte, North Carolina. We work with small businesses across the United States.
Does applying affect my credit score?
No hard credit pull happens when you complete our intake form. Any hard inquiry would only occur later, with your consent, if you choose to move forward with a specific offer from the funding partner.
What kinds of businesses does Guilder Funding work with?
US small businesses across industries, including food service, construction and the trades, retail and wholesale, healthcare practices, and professional services. Most businesses we match have been operating at least six months and do at least $10,000 a month in revenue.
How much funding is typical?
Most financing we match falls between $10,000 and $250,000, depending on revenue, time in business, and credit profile. Products include term loans, lines of credit, equipment financing, and working capital.